6 Best Products in History from Visa You Should Try
Visa has launched various credit card products these past years. However, among them, we have found several products that we consider as the best product from this brand. Here, we present you, a list of the best credit card visa ever released. Furthermore, they are also so relatable to current conditions.
Chase Freedom Flex
If you don’t want to be bothered by the annual fee of your credit card, Chase Freedom Flex is your best choice from Visa. Other than no annual fee, this card also offers various features that will give you nothing but advantages. For example, you can get different types of rotating categories.
It offers 5% cashback for combined purchases. The value for your purchase is up to $1,500. Furthermore, you also can get the 1% extra cashback every quarter you activate this credit card. Plus, it also gives you another 1% cashback bonus every time you do that.
Additionally, this card also has other cashback and rewards for its holder. For example, you get 5% cashback when you book a trip by using the Chase Ultimate Rewards portal. It also has dining and drug store cashback (3%), plus an extra 1% cash back for using that portal.
Moreover, Visa also gives one of the best welcomes offers through this card. The first time holder of this card, they get $200 cashback for their first $500 spends with this card. With so many bonuses and rewards, we recommend this card for you who want to get more benefits from a Visa credit card.
Alliant Cashback Visa Signature Credit Card
We have talked about various cashback bonuses from the first card. However, Visa also has a credit card that provides one of the best cashback bonuses for its user. With Alliant as their partner, they released this Alliant Cashback Visa Signature Card. It offers 2.5% of cashback bonuses for all purchases. That lucrative bonus is suitable for you who want to get a high-earning credit card.
To apply and get this card, you should join Alliant Credit Union membership. You can do that by opening an account at Alliant bank. For those who are not qualified to be a membership, for example, because of the location where they live or work, you can join Foster Care to Success. You will get similar membership that you can use to apply for this credit card.
However, we have to remind you that this credit card has an annual fee. It is $99 a year, which is free for its first year. This fee may seem a bit burdening compared to our first card. But, you still get more benefits from its cashback bonus, especially if you use this card a lot throughout the year.
Chase Sapphire Reserve
This credit card is the best option for you who love traveling. It has the best travel point and bonus benefits compared to the other credit cards from Visa. One of them is the redeemed point value bonus. When you redeem the point through the Chase Ultimate Rewards portal, this card gives you 50% more points.
Additionally, your travel points will also be multiplied by 3 for worldwide travel activity. You also get another 3X point’s bonus when you use it at the restaurant for dining. Best of all, you get an extra one point per $1 for all purchases you made during your travel. If you use Lyft rides service, you get another 10X points until March 2022.
After you received this card, you already have a $300 travel credit. Furthermore, it is also one of the annual bonuses from this card. With this amount of bonus, practically, your travel will be much easier. You get your airfare, hotel, accommodation, parking, and other needs covered.
However, you also need to know that this card has one of the highest annual fees at $550 per year. We recommend it to you who love to travel a lot. However, if you can’t pay that annual fee, you can try the other travel credit card visa. That is the Chase Sapphire Preferred with a $95 annual fee. It has a similar feature even though it is not as beneficial as the Reserve one.
U.S. Bank Visa Platinum Card
Are you using your bank account a lot for transferring money or purchasing products? Visa has this credit card for you. U.S. Bank Visa Platinum Card is the most profitable credit card for balance transfer needs. First of all, it has 20 billing cycles of 0% APR intro period.
That APR intro period is the longest among many credit cards with similar purposes you can find today. After that, you have to pay 3% of the transfer fee. The other credit cards may offer a no-fee balance transfer feature. However, all of them have a very short intro period. So, by comparing both of that features, we can say that the U.S. Bank Visa Platinum Card is a much better option from the long-term investment point of view.
Another thing that you also should know is the balance transfer period. Visa only gives you 60 days since you open the bank account. Therefore, to get the benefits, you should make the balance transfer right away. Moreover, this car also doesn’t have extra rewards or bonus programs. However, you can still get more benefits from its no-annual fee feature.
Capital One Journey Student Rewards
Next, we have the Journey Student Rewards credit card from Capital One. It is also one of the Visa credit cards that give various bonuses for the first-time credit card user. Moreover, this card is a student credit card, which means it has a better rate than a standard credit card. Furthermore, you don’t have to be a student to apply for this card. As long as you have a stable income to pay it, you are eligible.
As for its bonus, it has a 1% cashback bonus for all purchases. Then, for every billing cycle, this bonus will increase to 1.25% with proper treatment, such as pay it on time. This reward trains the holder to have a good habit in treating their credit card. Therefore, we recommend it for the first-time holder, while getting used to how to manage credit card usage. Plus, the holder also can start to build a good credit history with it.
DCU Visa Platinum Secured Credit Card
For you who have bad credit, this Visa card is the answer. It doesn’t have an annual fee. It charges you quite a high APR, which is 11.50%, though. However, you can solve it by paying this credit card monthly bill on time and in full. That will remove the interest rate you should pay next month.
You have to make a minimum of $500 deposit. That also will become your credit limit. After you make that, you can use it as the standard credit card. Moreover, you also can use it to build a good credit score or fix your credit history.
Conclusion
We hope you can find the best credit card visa that you need. All products we recommend above are the best for each category. However, we recommend you do more research and comparison, to get the product that matches your needs.
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